How It Works

Easy vehicle financing from a trusted brand name.

Shop from 1000s of vehicles in the Birchwood inventory

The Birchwood Automotive Group is the largest network of car dealerships in Winnipeg, Manitoba. You can choose from our inventory of new and used cars, trucks, SUVs, and vans.

We make auto financing easy

Get Started

Getting started is easy. Tell us what type of vehicle you’re looking for, your contact and employment details, and from there we can start working on getting you approved.

Loan Approval

Regardless of what has happened in your past, you deserve some credit. We work with you to assess your current situation and approve your auto financing quickly and hassle-free.

Shop and Drive

Our goal is to get you driving as quickly as possible. Once your loan is approved you can then shop our dealership inventory to ensure you drive away in that perfect vehicle.

It’s that easy!

Getting approved is simple

Why we’re different

Our service is free, fully secure, and you’re under no obligation. Here’s what makes us different:

  • Auto loans for cars, trucks, vans, and SUVs
  • Competitive rates
  • Quick approvals
  • Affordable payment terms
  • Bad credit car loans / no credit
  • Tons of vehicle selection (14 dealerships)
  • Birchwood is a trusted Manitoban brand

We help all credit types

We have the experience and resources to help with all types of credit situations:

  • Slow, late or missed payment history
  • Car loans after bankruptcy
  • Consumer proposal
  • Repossession
  • New to Canada
  • Divorce
  • Low-income
  • Orderly Payment of Debt
  • Poor credit due to unexpected events

What to expect

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We’re fast

Filling out an application form on our website takes less than 2 minutes. Once you’ve finished your application, you’ll hear back from our team with an update within 24 hours.

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Applying is easy

We’ve designed our website and our application process to be easy. No complicated forms or extended applications to fill out, simply fill out the form on our website and we can get started.

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No hassles

We help you find a car loan that’ll work before you shop for your vehicle. This way, you know exactly what your payments and terms are before you shop for that perfect new vehicle.

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It’s secure

We make sure every application is secure with our advanced encryption and privacy measures. If you have any questions as you go, give us a call directly at 204-509-4231.

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No obligation

When applying on our site, or speaking to one of our team members, there’s no obligation to purchase a vehicle with us — even after you’ve applied.

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Always fair

Worried about getting a fair deal? Don’t be — as the largest auto dealer in Manitoba, the Birchwood name is the most trusted in the industry.

Auto Finance Tips and Car Loan Advice

Check out these tips to help you make your next vehicle financing experience a positive one

Get the financing first

We highly recommend securing your auto loan before you pick a vehicle — also known as getting pre-approved. Knowing what you can afford and your loan terms before shopping can help make the process much easier.

When you know the terms of your car loan upfront, it makes shopping for your new vehicle hassle-free and much more enjoyable.

Discuss your situation

The biggest reason for deals not being approved is that we don’t get the entire picture from our potential customer.

This is not how to get a car loan with bad credit. We all make mistakes and in order for us to be able to help you get into that new vehicle, we need to have an understanding of your current situation. If we know, we can help!

Avoid multiple applications

Some car shoppers will apply for auto financing through a number of dealers and online sites all at the same time. This can have a very negative effect on your credit score.

We highly recommend working with a member of our team to fully understand your credit situation before you submit multiple applications.

Deal with someone local

Some people will turn online when shopping for a new car or searching for vehicle financing options. There are many options for people to choose from, including a number of aggregator sites that aren’t bad credit car dealerships but instead sell your information. When possible, we recommend avoiding these sites and dealing with someone local.

Birchwood Credit Solutions is a part of the Birchwood family. We have 14 dealerships in Winnipeg. We’re local!

Apply for your car loan

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than 3 minutes. Get started now!


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