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Select the price of your vehicle on the first sliding scale. This number represents your principal and ranges from $5,000 to $50,000. If you’ve already been shopping around, try to be as accurate as possible with this number.
Choose the duration, or term, of your loan. Slide the dial between one and 72 months to see how different terms affect your projected monthly payment.
Pick which credit category you fall under. It’s okay if you don’t know your credit score. The choices are broad and give a general idea of how interest rates can affect your payments. Customers with higher credit scores can usually access lower interest rates and therefore have lower monthly payments than those with poor credit.
Play around with the different options to find a monthly payment that works with your budget. Maybe that means opting for a less expensive vehicle or choosing a loan with a longer term. Whatever the case may be, the Car Loan Calculator is a good way to visualize the purchase.
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