Car Loans Winnipeg

Getting a car loan in Winnipeg made easy

Convenient and flexible car loans in Winnipeg

If you’re thinking of getting a new car in Winnipeg, then a car loan is a great place to start.

Financing a vehicle means you’re paying off the cost of a vehicle in both a down payment and monthly payments (there’s a slight interest rate you’ll need to pay on top of this). Once all your payments have been made, your new vehicle is yours, and you’ll have improved your credit rating along the way!

Choose in-house financing. Choose Birchwood.

A lot of people come to us looking for a car loan because they are not sure about securing traditional financing through their bank or financial institution.

At Birchwood Credit Solutions, we provide our own in-house car financing. In fact, we are the only in-house vehicle financing operation in Winnipeg that truly lends its own money. Lending our own money means more approvals, better repayment terms, and better rates for you – the customer!

This allows us to accept customers that may not be approved for a car loan through traditional financial channels. Banks or other financial institutions may turn down the application based solely on your bad credit score or lack thereof. On the flip side, we do things a little differently and look at your entire financial situation when making a decision.

We have opened three locations throughout Winnipeg, where you are welcome to come in and speak to us about your car loan application. Our locations are easy to get to from all areas of Winnipeg.

Winnipeg car loans from a trusted brand name

Why we’re different

Our service is free, fully secure, and you’re under no obligation. Here’s what makes us different:

  • Auto loans for cars, trucks, vans, and SUVs
  • Competitive rates
  • Quick approvals
  • Affordable payment terms
  • Car loans for bad credit / no credit
  • Tons of vehicle selection (14 dealerships)
  • Birchwood is a trusted Manitoban brand

We help all credit types

We have the experience and resources to help with all types of credit situations:

  • Slow, late or missed payment history
  • Car loans after bankruptcy
  • Consumer proposal
  • Repossession
  • New to Canada
  • Divorce
  • Low income
  • Orderly Payment of Debt
  • Poor credit due to unexpected events

Winnipeg car loan tips

Get the financing first: We strongly recommend securing your car loan before you pick vehicle. Knowing what you can afford and your loan terms before shopping can help making the process much easier.

Discuss your situation: The biggest reason for deals not being approved is that we don’t get the entire picture from you. We want to help you into your new vehicle, so we need to understand fully your current situation.

Avoid multiple applications: Some car shoppers will apply for a car loan through a number of Winnipeg bad credit car loan providers – all at the same time! Don’t do this, as it can really harm your credit score. We recommend working with a member of our team to fully understand your situation first.

Deal with someone local: Some Winnipeggers will turn online when looking for a new car or weighing up their auto financing options. Watch out for aggregator sites! These aren’t dealerships and only sell your information. When possible, we recommend avoiding these sites and dealing with someone local you can trust.

Apply for your car loan

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than 3 minutes. Get started now!


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