Car Loans Manitoba

Getting a car loan in Manitoba made easy

Convenient and flexible car loans in Manitoba

In a province as big as Manitoba, owning a car makes life a lot easier. And if you’re thinking of getting a new one, securing a car loan is a great choice.

Financing a vehicle means you’re paying off the cost of the vehicle in both a down payment and monthly payments. You’ll also need to pay off the interest rate on top of this.

Then, once all your payments have been wrapped up, your new vehicle is all yours. For keeps. Forever. And, you’ll have given your credit rating a nice little uplift too!

Car loans serving all of Manitoba

Many Manitobans get in touch with us because they have reservations about obtaining traditional financing through their bank or financial institution. At Birchwood Credit Solutions, we provide our own in-house car financing. What’s more, we’re the only in-house car financing operation in Manitoba that truly lends its own money.

Lending our own money means more approvals, better repayment terms, and better rates.

We accept customers that might have trouble getting approved for a car loan in Manitoba through traditional financing channels. While other providers might decline your application just because you have bad credit, we review your entire financial situation when making a decision.

If you decide to finance your new vehicle through us, you are dealing with a name you can trust. We are part of the Birchwood family, representing 14 different brands and two collision repair centers.

We serve the entire Manitoba area, including:

  • Winnipeg
  • Brandon
  • Thompson
  • Portage La Prairie
  • Steinbach
  • Selkirk
  • Dauphin
  • Morden
  • Flin Flon
  • Stonewall
  • Swan River
  • Altona
  • Neepawa
  • And many more…

Manitoba car loans from a trusted brand name

Why we’re different

Our service is free, fully secure, and you’re under no obligation. Here’s what makes us different:

  • Auto loans for cars, trucks, vans, and SUV’s
  • Competitive rates
  • Quick approvals
  • Affordable payment terms
  • Manitoba’s bad credit car loan specialists
  • Tons of vehicle selection (14 dealerships)
  • Birchwood is a trusted Manitoban brand

We help all credit types

We have the experience and resources to help with all types of credit situations:

  • Slow, late or missed payment history
  • Car loans after bankruptcy
  • Consumer proposal
  • Repossession
  • New to Canada
  • Divorce
  • Low income
  • Orderly Payment of Debt
  • Poor credit due to unexpected events

Manitoba car loan tips

Getting approved for a car loan in Manitoba, whether you have good credit, bad credit or none whatsoever, doesn’t have to be a stressful experience.

The first thing you ought to do is to secure financing before you pick your vehicle. This way, knowing what you can realistically afford in addition to your loan terms before you go cherry-picking your new set of wheels will make the process a lot easier.

Be honest with your car loan provider. One of the main reasons for declined applications is due to a lack of information on the applicant’s current situation. You want to help your provider fully understand your circumstances, that way they can help you progress things further.

A definite no-no is applying for a car loan through several dealers all at once. We recommend steering well clear of this, as it will only have a negative effect on your credit score. Instead, try working extensively with a reputable Manitoba car loan specialist first so they can get to grips with your situation.

Finally, deal with someone local. Many Manitobans will head online when looking for a new car or doing some research on their auto financing options. Top tip: avoid those pesky aggregator sites. These aren’t dealerships and only sell your information. Where possible, deal with a local car loan provider you can trust.

Apply for your car loan

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than 3 minutes. Get started now!


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