Bad Credit Car Loans Manitoba

The easiest way to buy a car in Manitoba with less than perfect credit

Bad credit car loans in Manitoba made easy

Many Manitobans come to us wondering if they have a chance of qualifying for a car loan if they’re in a bad credit situation. The quick answer to that question is, yes.

There are many qualified car buyers in Manitoba with bad credit or, in fact, no credit all, who are right now getting their kids from A to B, commuting to college or their place of work, meeting up with friends or simply getting around in their car for those everyday must-dos with the help of auto financing.

And you know what? They’re enjoying a lot of the same benefits as buyers with good credit, such as pre-approval on their auto finance.

What others do

Credit bureaus typically rate your credit score on a scale from 300 to 900, 300 being the worst score you can have and 900 being the best.

Lenders will typically look at your credit score to decide your creditworthiness, and it is the predominant factor in determining if you will be approved for not for a vehicle loan.

Having a low credit score makes getting approved for a car loan in Manitoba a mountainous task because you will be looked upon by these lenders as a “no-go”. So, if you’re looking to get your hands on a new vehicle, having a low credit score is going to make that process much more difficult.

What we do

We look beyond your credit score. Instead, we look at your financial situation in its entirety and appreciate your unique situation and your unique set of circumstances.

People just like you come to us with a less than perfect credit score. This may be due to an incident from a long time ago, but as of right now they’re still employed and, all things considered, have a good track record when it comes to making their payments.

This is why we believe that working with our team to review your financial situation is valuable as it will help us decide an appropriate budget and payment together.

Areas in Manitoba we serve

We are one of the few companies in Manitoba that offer true in-house financing services, not relying on outside brokers or lenders. This means you get more flexible car loans, you have a better chance of getting approved, and you have a better chance of getting on the road. In Manitoba, your options for bad credit car loans are limited. If you decide to finance your new vehicle through us, you are dealing with a name you can trust. We are part of the Birchwood family, representing 14 different brands and two collision repair centers. We serve the entire Manitoba area, including:

  • Winnipeg
  • Brandon
  • Thompson
  • Portage La Prairie
  • Steinbach
  • Selkirk
  • Dauphin
  • Morden
  • Flin Flon
  • Stonewall
  • Swan River
  • Altona
  • Neepawa
  • And many more…

Manitoba bad credit car loans from a trusted brand name

Why we’re different

Our service is free, fully secure, and you’re under no obligation. Here’s what makes us different:

  • Winnipeg / MB auto loans for cars, trucks, vans, and suv’s
  • Competitive rates
  • Quick approvals
  • Affordable payment terms
  • Bad credit, no credit
  • Tons of vehicle selection (14 dealerships)
  • Birchwood is a trusted Manitoban brand

We help all credit types

We have the experience and resources to help with all types of credit situations:

Apply for your car loan

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than 3 minutes. Get started now!


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