Fast approvals. Low payments. All credit scores welcome — Start your application today!

Vehicle servicing for the road ahead

Birchwood Credit is your trusted partner throughout your vehicle ownership journey, from purchase to upkeep and maintenance
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Support that goes beyond financing

As a trusted Manitoba-based partner, we’re committed to making your ownership experience supportive, empowering, and local. We’re here to help you succeed on the road ahead.

Network coverage

Connect with Birchwood’s dealer network for manufacturer approved service

Simple booking

Schedule your next service appointment online through our simple process

Personal support

Receive ongoing support with answers from our team about vehicle ownership

Collision repairs

If you’re in an accident and repairs are needed, look to Birchwood Collision

Your guide to vehicle ownership

Access comprehensive resources, FAQs, and proactive support to help you understand payments, maintenance requirements, and ownership expectations.
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FAQs

Quick answers to common questions about payments, ownership requirements, and maintenance
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Ownership guidance

Comprehensive resources for insurance, MPIC claims, maintenance schedules, and payment information.
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Support & alerts

Stay informed with proactive notifications, payment reminders, and maintenance alerts

Comprehensive network, certified technicians

Birchwood’s network of certified repair facilities covers most major manufacturers
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Keep your vehicle running smoothly

Regular maintenance is key to keeping your vehicle reliable and safe. The Birchwood dealership network offers comprehensive routine service options that are trustworthy, local, and convenient.
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Expert technicians

Manufacturer certified professionals for all maintenance needs
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Convenient locations

Multiple Birchwood locations in Winnipeg, Roblin, Steinbach, Virden and more
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Flexible scheduling

Book appointments that fit your schedule
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Quality guaranteed

Trusted service you can count on

Our service experience

Birchwood’s service experience reflects our commitment to going above and beyond expectations
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Our service experience

Birchwood’s service experience reflects our commitment to going above and beyond expectations

Always included:

The #1 choice for thousands of customers

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Based on 2000+ Reviews

Apply for your car loan

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!
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Quick step to continue

Complete a pre-qualification application before browsing our inventory

Why we pre-qualify

At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.

To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.

We help all credit types

Bad credit / no credit

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For those with late or missed payments or with no credit

First time applicants

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For clients who have never had a loan before and need to build credit

Divorce

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For individuals facing divorce, unexpected events, or financial changes.

Car loan after bankruptcy

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We help clients who are moving on from declaring bankruptcy to get approved for an auto loan

Newcomers and first-time buyers

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Birchwood Credit provides auto financing to newcomers to Canada or first-time car buyers.

Consumer Proposal

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For applicants who are in a repayment agreement with creditors

Slow, late or missed payment history

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We provide auto loans to clients who have experienced issues with payments

Poor credit due to unexpected events

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For individuals facing divorce, unexpected events, or financial changes.

How Birchwood Credit works.

Apply and get approved.

We use our own funds, giving you faster approvals and more flexible options than traditional banks.

Choose your vehicle.

Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.

Drive away.

Finalize your paperwork
and drive away in your new vehicle. It’s that simple!

Get approved today.

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!

Ready to Apply?

Start your financing application now and get instant pre-approval.