Fast approvals. Low payments. All credit scores welcome — Start your application today!

Bad credit car dealer Winnipeg Portage Avenue

Portage Avenue location

Whether you’re rebuilding credit, new to Canada, or simply looking for a reliable vehicle, our Portage Avenue team is ready to help.

Office contact

Phone: 204-831-4860
Local/toll-free: 855-741-1197
Fax: 204-831-4985

Office address

3965 Portage Avenue, Unit 20
Winnipeg, Manitoba R3K 2H7

Office hours

Monday & Tuesday – 9:00 a.m. – 8:00 p.m.
Wednesday – Saturday – 9:00 a.m. – 6:00 p.m.

Meet the people who make fresh starts possible

Barry K.

I’ve been in the car business in a variety of roles since 1998 and at Birchwood since 2012. Additionally, I am a graduate of the Automotive Business School of Canada. At Birchwood Credit we understand our guests life history and events allowing us to help build their credit for a bright future when no one else will help.
Barry K.
Branch manager
mark

Mark G.

The most rewarding part of my day is telling clients they’ve been approved and seeing a sigh of relief when they have been declined everywhere else.
Mark G.
Financial services manager

Ryan B.

With just about 3 years in the automotive industry. Here to help and educate all clients about purchasing a vehicle. Providing an awesome experience, as buying a vehicle can be stressful at times. With the ability to change customers lives.
Ryan B.
Financial services manager

Kreg H.

I really enjoy getting to know each one of my clients and understanding how best to help them move forward in a positive way with their vehicle purchase. I appreciate every single person we’ve been able to help!
Kreg H.
Financial services manager

Get directions

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Trusted by thousands
of customers

4.9

Reviews

Based on 2300+ Reviews

All locations

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Portage Avenue

3965 Portage Avenue, Unit 20

Salter Street

1065 Salter Street

Quick step to continue

Complete a pre-qualification application before browsing our inventory

Why we pre-qualify

At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.

To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.

We help all credit types

Bad credit / no credit

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For those with late or missed payments or with no credit

First time applicants

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For clients who have never had a loan before and need to build credit

Divorce

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For individuals facing divorce, unexpected events, or financial changes.

Car loan after bankruptcy

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We help clients who are moving on from declaring bankruptcy to get approved for an auto loan

Newcomers and first-time buyers

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Birchwood Credit provides auto financing to newcomers to Canada or first-time car buyers.

Consumer Proposal

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For applicants who are in a repayment agreement with creditors

Slow, late or missed payment history

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We provide auto loans to clients who have experienced issues with payments

Poor credit due to unexpected events

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For individuals facing divorce, unexpected events, or financial changes.

How Birchwood Credit works.

Apply and get approved.

We use our own funds, giving you faster approvals and more flexible options than traditional banks.

Choose your vehicle.

Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.

Drive away.

Finalize your paperwork
and drive away in your new vehicle. It’s that simple!

Get approved today.

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!

Ready to Apply?

Start your financing application now and get instant pre-approval.