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Manitoba Hydro Rebates: Does Manitoba Hydro Still Pick Up Old Fridges?

If you’re searching for ways to lower your electricity bill, you’ve come to the right place. We will be unpacking different ways you can save on your electricity bills from energy efficient products to rebates you may be eligible for. Learn about all the different energy programs Manitoba has in place to improve its energy […]

Best Camping in Manitoba: Top 8 Manitoba Campgrounds

For some, camping is an annual summer activity – something you get to look forward to as soon as the days start getting longer and the weather starts getting warmer. But not everyone has been camping or even knows where to start when planning a camping trip.  We researched the top 8 campsites in Manitoba, […]

Manitoba Tourism: Famous Places You Must Visit in Manitoba

Whether you’re planning a cross-Canada road trip or you just want to see another one of Canada’s beautiful provinces, Manitoba has some amazing places you will surely want to visit. Manitoba Tourism is easily one of the most overlooked, but you might be surprised by how much fun you could have in this province. Despite […]

Top 10 Best Hiking Trails in Manitoba: Long and Short Trails

We all know how much the pandemic has changed the way we spend our free time, where we can go and what we can do. So what fun things can you do while following regulations and keeping yourself safe? Many people have begun spending their time hiking. We gathered some of the best hiking trails […]

Strawberry Picking in Manitoba: Know the Spots, Plan your Trip

Strawberry picking season is nearly upon us in Manitoba, so now is the perfect time to start planning out your trips to the different farms you may want to visit this year. As Manitobans, we are lucky to have an abundance of amazing farms that offer fresh berries.  To make it even easier for you, […]

10 Credit Score Myths: List of Credit Myths You Should Know About

We researched the top 10 most common credit score myths and have explained them below so you can start to improve your credit score today. We have even added a couple of ways that Birchwood Credit works to debunk these myths, making it even easier to become more knowledgeable about your credit. Your credit score […]

How Long Does it Take to Build Credit in Canada?

Are you trying to build credit in Canada but wonder how long it takes for you to build good credit in the first place? It can take a long time to build your credit score from a good one to an excellent one, but we have all the tips and tricks to get it into […]

Manitoba’s Top Provincial Parks – Let’s Explore

It’s a hot Manitoba summer (or maybe a chilly winter) and you’re itching to get away, even if it’s just for the weekend. Where do you go?  If you’re looking for a quick getaway, Manitoba provincial parks are your answer. To help you decide your next adventure, we’re going to highlight 10 of the top […]

Best Time To Buy a Car in Canada: Best Month and Best Day

Buying a new car is one of the biggest purchases you’ll ever make. Vehicles are an expensive investment, which is why many Canadian car buyers are looking for ways to get the best deals possible when making such a major purchase. Believe it or not, the time of year (and even the time of month) […]

Car Buying During COVID: How Birchwood Credit Can Help

The COVID-19 pandemic has affected countless Manitobans. People in our community have lost their jobs, suffered pay cuts and struggled to make ends meet. This time hasn’t been easy for many but there are supports and resources available to ease some of the financial burden.  If you applied for the Canadian Emergency Response Benefit (CERB) […]

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Complete a pre-qualification application before browsing our inventory

Why we pre-qualify

At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.

To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.

We help all credit types

Bad credit / no credit

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For those with late or missed payments or with no credit

First time applicants

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For clients who have never had a loan before and need to build credit

Divorce

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For individuals facing divorce, unexpected events, or financial changes.

Car loan after bankruptcy

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We help clients who are moving on from declaring bankruptcy to get approved for an auto loan

Newcomers and first-time buyers

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Birchwood Credit provides auto financing to newcomers to Canada or first-time car buyers.

Consumer Proposal

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For applicants who are in a repayment agreement with creditors

Slow, late or missed payment history

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We provide auto loans to clients who have experienced issues with payments

Poor credit due to unexpected events

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For individuals facing divorce, unexpected events, or financial changes.

How Birchwood Credit works.

Apply and get approved.

We use our own funds, giving you faster approvals and more flexible options than traditional banks.

Choose your vehicle.

Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.

Drive away.

Finalize your paperwork
and drive away in your new vehicle. It’s that simple!

Get approved today.

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!

Ready to Apply?

Start your financing application now and get instant pre-approval.