Steps to Improve Your Credit (And How We Can Help)

As you most likely know, your credit score is one of the most important indicators of your overall financial health. Lenders use it to determine how responsible you are when it comes to using credit. The higher your score, the easier it will be to get approved for new loans or lines of credit. Better […]

Birchwood Credit Customer Success Stories

Here at Birchwood Credit, we work to change our customers’ lives for the better and love hearing their stories of success. But don’t take out word for it! The Birchwood Credit team is proud to receive positive feedback from our customers. In fact, we have over 1900 first-party reviews (and counting) from real-life customers we’ve […]

Flat Tire Got You Down? Here’s What To Do

Did you walk out to your car in the morning and spot your tire sagging on the ground? Or maybe were you driving and heard the awful noise of an airless tire? A flat tire is never fun, but it doesn’t have to ruin your day. Here are some tips on how to prepare for […]

The Bees Are Back!

Let’s get ready to bumble – say hello to our new buzzing colleagues! In collaboration with our beekeeping partner, Alvéole, we’re excited to be taking thousands of honey bees under our wing for another season at our Portage Avenue ocation! At the height of the season, the rooftop hive will contain up to 50,000 bees. […]

Four Exciting Car Shows To Check Out This Summer!

For the car lover, car shows are the highlight of the year. You can see everything from Oldsmobiles, sports cars and vintage models to high-tech cruisers. Not only that, you can learn more about automotive parts, storage and car care. We’ve got the rundown on the most exciting car shows coming up in Manitoba this […]

List of Available Seniors Discounts in Canada

What’s one of the many reasons Canada is a great place to live? Countless Canadian businesses offer discounts for senior citizens! Senior discounts are so significant. With limited budgets on fixed pensions, budgeting can be tricky. These discounts are also a way that our country gives thanks to those who have spent a lifetime contributing […]

The True Cost of Borrowing

Every time you borrow money, you incur debt. Although the word usually comes with negative connotations, taking on debt isn’t always a bad thing. Borrowing allows us to build our credit score and prove we are reliable borrowers. It also allows us to make major life purchases like a new car or house. There’s a […]

Credit Score Guide: What Is the Credit Score Range in Canada?

Your credit score is an important piece of your financial footprint. It allows you to buy a new vehicle, get approved for a mortgage and simply make purchases on your credit card. If your credit score is high, you’ll have access to more financial opportunities with better rates. We’ll walk you through credit score ranges […]

Tax Incentives: What You Need To Know for Tax Season

It’s everybody’s favourite time of the year—tax season! Hey, we know how stressful it can be to file taxes. From paperwork to paying money, it can be a headache. Sometimes it’s tough enough just understanding incentives and if you qualify. Let’s make this year easier! The good news is, there are ways to save and […]

What Are Interest Rates and How Do They Work?

Interest rates—you’ve probably heard of them. But what exactly are they? How are they calculated? Don’t worry — after reading this post, you’ll feel confident discussing them with everyone from friends to bankers. WHAT ARE INTEREST RATES? When it comes to credit, interest is the cost of borrowing money. In some cases, this figure is […]