The 6 Best Family Vehicles in Canada
A vehicle plays a huge role in a family’s life. From soccer practices to road trips — it’s an extended member of the family and needs to fit both kids’ and parents’ needs. Plus, it has to be safe, reliable and have a bit of a cool factor too. But with so many options to […]
Top 10 Most Fuel Efficient Vehicles in Canada
As climate change has become a growing topic of concern, we’re seeing more and more customers inquire about a vehicle’s fuel-efficiency before making their purchase. Manufacturers are noticing the trend too and in recent years, more hybrid and electric vehicles have been hitting the market. The conversation of fuel-efficiency isn’t only for those passionate about […]
Minimum Requirements for Getting a Car Loan With Bad Credit
A bad credit score can make it difficult to get approved for a car loan, but it doesn’t have to be the end of the road. Exploring different financing options and having a good understanding of application requirements can make the process smoother if you have poor or non-existent credit. At Birchwood Credit Solutions, we […]
How To Get a Truck Loan with Bad Credit
If towing anything you want, loading your gear without rearranging your interior and getting off the beaten path are things that appeal to you, you’re probably a truck lover. Welcome to the club! Trucks are quickly becoming the vehicle of choice for many Canadians. In fact, Ford F-Series trucks were the most popular vehicles sold […]
How to Get a Car Loan Without a Co-Signer
There’s a few misconceptions we often hear from our customers when it comes to co-signers. Are they necessary if you have bad credit? Are they the same as a co-buyer? Do they increase the risk of your car loan? There’s multiple questions that arise around the concept of co-signers, which is why we’re writing this […]
Top 20 Craziest Car Names Ever On the Market
We’ve heard of our customers giving their cars crazy names after they’ve purchased them, but it’s a bit of a different story when the manufacturers name the vehicle something crazy. This list only showcases the top 20 craziest names out there, but trust us, there’s a lot more than that. So sit back, relax and […]
How Long Does Bad Credit Stay on Your Credit Report?
At Birchwood Credit Solutions, we like to think of credit reports as financial history. It collects all your past payment habits, loans and credit card activity that then acts as a tool for any lenders interested in lending you money. But of course, the question on everyone’s mind is how long does that bad credit stay […]
How to Trade in a Financed Vehicle
It’s very common for drivers to trade in their financed vehicles in Canada. In fact most dealerships, Birchwood Credit Solutions included, have no problem trading in a vehicle that isn’t paid off yet. But it’s important you understand how the trade-in process works before you consider it as an option for you. There’s a misconception […]
How Do Credit Checks Impact Your Credit Score?
We often hear people question whether checking their credit score will hurt it. Our usual response is “it depends.” The answer isn’t a simple yes or no but is rather based on the type of credit inquiry you’re doing. Before we get into it though, it’s important to understand how each credit check works and […]
No Money Down Car Loans 101
There’s no doubt you’ve seen the $0 down payment promotion at a dealership before. You may have even thought it sounds too good to be true. But the truth is, zero down deals do exist. However, it’s important to understand how they work in order to determine whether it’s the right financial option for you. […]
