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Best Hybrid SUV Options for Eco-Conscious Drivers

Looking for the best hybrid SUV? Finding a hybrid crossover or SUV is easier than you might think if you’re looking for an environmentally-friendly vehicle.  Hybrid vehicles may appeal to cost and eco-conscious drivers who want to save on fuel costs while minimizing carbon emissions. If you need more room than what a compact or […]

10 Best Midsize Truck Options for Canadian Drivers

If you’re shopping for a new or used pickup, you might be interested in what’s available for midsize options, especially if you don’t need a full-size but a compact truck is too small. Learn which pickups have a reputation for being the best midsize truck for drivers. Driving a truck as opposed to a car […]

12 Most Reliable SUVs In Canada For 2024

Finding the most reliable SUV is something that might be important as you prepare to buy your next new or used vehicle. Learn which SUVs rate as the most dependable for Canadian drivers.  If you’re in the market to purchase a new or used SUV, you might be wondering which vehicles are the most reliable […]

12 Best First Car Buys for Canadian Drivers

Buying and driving a first car is a significant milestone and it’s important to choose the right vehicle. Learn which vehicles could be the best first car for young adults and teen drivers making their debut on the road.  Getting a first car is an exciting step and there’s a lot of research that goes […]

Best Cars Under $20,000

When buying a new or used car, it’s helpful to set a budget for what you can afford to spend. Finding the best new cars under $20,000 or the best used deals can help keep your payments affordable if you’re financing your vehicle purchase.  Any time you’re buying a car, cost may be one of […]

Driving With Winter Tires in the Summer

Navigating the four seasons in Canada can easily take its toll on your vehicle. You may be wondering whether driving with winter tires in summer can damage your car. Learn why driving with winter tires in the summer could be a bad idea.  IN THIS POST, WE COVER: How driving with winter tires in summer […]

Here Are the Safest Small SUVs in Canada

Buying a small SUV is one option if you need a vehicle that’s fuel-efficient and affordable, while still giving you plenty of room. Learn which are the safest small SUVs you can buy for 2019.  When considering a small SUV or any vehicle, safety might be one of your top concerns. Comparing car safety ratings […]

Don’t Make These 5 Common Car Detailing Mistakes

Detailing your car can help you revive that new car look and smell. Just make sure you avoid these five common car detailing mistakes when cleaning up.  Going beyond the weekly car wash and detailing your car can help keep it in good condition, which is good if you’re hoping to maintain resale value. Not […]

How to Jump Start a Car in 11 Steps

A dead battery is never fun to deal with but it doesn’t have to leave you stranded. Knowing how to jump-start a car and what you’ll need to do it can make a dead battery situation less stressful.  IN THIS POST, WE COVER: What’s needed to jump-start a car Steps to jump-start a car How […]

7 Best Hybrid Vehicles In Canada

Hybrid cars can be environmentally friendly, not to mention fuel efficient. If you’re shopping for a new or used car, learn which ones are the best hybrid vehicles you can buy in Canada. Hybrid and alternative vehicles are gaining popularity with Canadian drivers. A recent survey found that one-third of Canadians are considering an electric […]

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Complete a pre-qualification application before browsing our inventory

Why we pre-qualify

At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.

To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.

We help all credit types

Bad credit / no credit

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For those with late or missed payments or with no credit

First time applicants

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For clients who have never had a loan before and need to build credit

Divorce

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For individuals facing divorce, unexpected events, or financial changes.

Car loan after bankruptcy

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We help clients who are moving on from declaring bankruptcy to get approved for an auto loan

Newcomers and first-time buyers

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Birchwood Credit provides auto financing to newcomers to Canada or first-time car buyers.

Consumer Proposal

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For applicants who are in a repayment agreement with creditors

Slow, late or missed payment history

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We provide auto loans to clients who have experienced issues with payments

Poor credit due to unexpected events

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For individuals facing divorce, unexpected events, or financial changes.

How Birchwood Credit works.

Apply and get approved.

We use our own funds, giving you faster approvals and more flexible options than traditional banks.

Choose your vehicle.

Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.

Drive away.

Finalize your paperwork
and drive away in your new vehicle. It’s that simple!

Get approved today.

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!

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Start your financing application now and get instant pre-approval.