Our Top 25 Ways to Save Money in Canada
No matter where you are in your financial journey, there’s never a bad time to focus on saving money. While it may seem challenging to put money away given the state of the world, we hope you take comfort in knowing there are small changes that can still help you save money in the long […]
2020’s Best Rewards Credit Cards in Canada: Highest Cashback & Travel Perks
Many of us use credit cards to pay our bills, buy groceries and travel. Living inevitably costs money, so if there’s a way to get something in return for spending, who wouldn’t be interested? That “something” is called the rewards card. We’re here to help you choose the best rewards card in Canada for you, […]
How to Check Your Credit Score 101
If you’ve ever bought a car or a house, attended a post-secondary institution with a student loan or if you actively use a credit card, you’ve borrowed money and taken on debt. When you take on debt, you use credit and you’re given a credit score based on your credit activity. This score helps lenders […]
20 Tips for Frugal Living in Canada
Living frugally does not mean sacrificing your basic needs. It’s about prioritizing your spending and saving strategically so you have money for things you really need. We’ve compiled a list of tips on how to master frugal living in Canada by cutting your spending and saving in creative ways. Learn ways to save on groceries, […]
The Easiest Ways to Get Out of Debt in Canada
At some point in our lives, most of us take on debt. The specific amount of debt will be different for everyone but it’s something most of us can relate to. Unfortunately, the more debt you take on, the harder it can be to pay it off. We’ve put together nine of the easiest ways […]
What Is the Average Credit Score in Canada by Age?
Your credit score says a lot about how you manage your finances. Lenders look at your credit score to determine if they consider you a reliable borrower – it has a huge impact on the type of loans you’ll get approved for and in turn, the type of purchases you’ll be able to make. We’ll […]
New Safety Precautions at Birchwood Credit
Manitoba has officially begun its first phase of reopening after the coronavirus lockdown. We’ve reopened our offices and our team at Birchwood Credit has introduced new ways to help our customers shop safely during this unusual time. Your safety is our top priority We want you to know about the extra safety precautions we’ve put […]
What Is a Credit Freeze and Is It Coming to Canada?
Around 27,000 Canadians report identity theft each year. There are similar issues in the United States, so much so that in May 2018, the U.S passed a law to mandate free credit freezes as a means of fraud protection. As of 2020, you still cannot get a credit freeze in Canada. Read on to learn […]
Delivery Options During COVID-19
The COVID-19 pandemic has changed our lives and we are all trying to adjust to our new routine. It’s normal to miss the simple things in life like going out to eat at your favourite restaurant or browsing your favourite local shop. Even though times are tough, there are many Winnipeg businesses that are open […]
Leasing Vs. Buying A New Car In Canada
A vehicle is a big purchase, arguably one of the largest ones we make. For most of us, there’s a lot that goes into the purchase—research, financial planning and of course, test drives. It’s important to know your purchase options so you can make an informed decision before you buy your next vehicle. We’ll review […]
