Fast approvals. Low payments. All credit scores welcome — Start your application today!

Manitoba Lakes – Our Picks for the Best Lakes to Visit this Summer

A day on the water, cold drinks, delicious food and sunscreen in hand – can you think of a better way to spend a summer day? For us, there’s nothing we love more than just that. And lucky for Manitobans, the province has an abundance of lakes to offer.  If you’re trying to plan the […]

Fishing Season in Manitoba

Whether you grew up doing it with your family, or it’s something you’ve always wanted to try, fishing season is finally upon us in Manitoba. Anyone who has gone fishing can attest that there’s nothing like waking up early and driving to th e lake to spend the day on the water. Spending time with […]

Does Trading In A Car Hurt Your Credit?

Often, when people set out to purchase a new vehicle, they either don’t know about or haven’t considered a trade-in. If your credit isn’t where you want it to be but you’re in the market for a new vehicle, you can actually rebuild your credit score by trading in your current vehicle. In simplest terms, […]

Quick step to continue

Complete a pre-qualification application before browsing our inventory

Why we pre-qualify

At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.

To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.

We help all credit types

Bad credit / no credit

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For those with late or missed payments or with no credit

First time applicants

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For clients who have never had a loan before and need to build credit

Divorce

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For individuals facing divorce, unexpected events, or financial changes.

Car loan after bankruptcy

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We help clients who are moving on from declaring bankruptcy to get approved for an auto loan

Newcomers and first-time buyers

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Birchwood Credit provides auto financing to newcomers to Canada or first-time car buyers.

Consumer Proposal

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For applicants who are in a repayment agreement with creditors

Slow, late or missed payment history

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We provide auto loans to clients who have experienced issues with payments

Poor credit due to unexpected events

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For individuals facing divorce, unexpected events, or financial changes.

How Birchwood Credit works.

Apply and get approved.

We use our own funds, giving you faster approvals and more flexible options than traditional banks.

Choose your vehicle.

Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.

Drive away.

Finalize your paperwork
and drive away in your new vehicle. It’s that simple!

Get approved today.

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!

Ready to Apply?

Start your financing application now and get instant pre-approval.