When financing a new or used car, getting a good car loan interest rate is important for saving money. In Canada, car loan rates can range from 0% to as much as 36%, but the 0% usually applies to new cars. The starting APR (annual percentage rate charged for borrowing) is typically around 5%. It’s […]
Complete a pre-qualification application before browsing our inventory
At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.
To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.
We use our own funds, giving you faster approvals and more flexible options than traditional banks.
Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.
Finalize your paperwork
and drive away in your new vehicle. It’s that simple!
Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!
Start your financing application now and get instant pre-approval.