A down payment has two major benefits when you’re buying a car: it can increase your chances of getting approved for financing and it can save you money during loan repayment. But how much should you expect to put down if you have bad credit? When you might need to make a down payment […]
Complete a pre-qualification application before browsing our inventory
At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.
To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.
We use our own funds, giving you faster approvals and more flexible options than traditional banks.
Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.
Finalize your paperwork
and drive away in your new vehicle. It’s that simple!
Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!
Start your financing application now and get instant pre-approval.