Fast approvals. Low payments. All credit scores welcome — Start your application today!

Bad credit car dealer Winnipeg Salter Street

Salter Street location

Whether you’re rebuilding credit, new to Canada, or simply looking for a reliable vehicle, our Salter Street team is ready to help.

Office contact

Phone: 204-831-4860
Local/toll-free: 855-741-1197
Fax: 204-831-4999

Office address

1065 Salter Street
Winnipeg, Manitoba R2V 2E7

Office hours

Monday & Tuesday – 9:00 a.m. – 8:00 p.m.
Wednesday – Saturday – 9:00 a.m. – 6:00 p.m.

Meet the people who make fresh starts possible

josh

Josh D. V.

I love that at Birchwood Credit we are able to look past credit history to give our clients a second chance at not only reliable vehicle ownership, but to rebuild their credit for a better future for them and their family.
Josh D. V.
Branch manager
mike B

Mike B.

The best part of my job assisting our clients, is when they tell me they never thought they would qualify to finance a good, reliable vehicle, and we're able to find a way for Birchwood Credit to help.
Mike B.
Financial services manager

Daniel P.

I enjoy the opportunity to meet clients in a no-pressure environment to explain their current credit situation, rebuild their credit and help get their families to their destinations in a safe, reliable vehicle.
Daniel P.
Financial services manager

Baily P.

My favourite part of being with Birchwood Credit is working closely with clients and keeping the credit process simple and stress-free. I love helping people move forward with confidence to reach their financial and vehicle goals.
Baily P.
Financial services manager

Get directions

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Trusted by thousands
of customers

4.9

Reviews

Based on 2300+ Reviews

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3965 Portage Avenue, Unit 20

Salter Street

1065 Salter Street

Quick step to continue

Complete a pre-qualification application before browsing our inventory

Why we pre-qualify

At Birchwood Credit, we use an “application first” approach to vehicle purchases. This helps us understand your credit situation and make sure the vehicle you’re considering is one you can confidently drive off our lot.

To browse our inventory, we simply ask you to complete an application. It lets us start your ownership journey with clear options and the right expectations.

We help all credit types

Bad credit / no credit

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For those with late or missed payments or with no credit

First time applicants

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For clients who have never had a loan before and need to build credit

Divorce

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For individuals facing divorce, unexpected events, or financial changes.

Car loan after bankruptcy

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We help clients who are moving on from declaring bankruptcy to get approved for an auto loan

Newcomers and first-time buyers

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Birchwood Credit provides auto financing to newcomers to Canada or first-time car buyers.

Consumer Proposal

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For applicants who are in a repayment agreement with creditors

Slow, late or missed payment history

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We provide auto loans to clients who have experienced issues with payments

Poor credit due to unexpected events

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For individuals facing divorce, unexpected events, or financial changes.

How Birchwood Credit works.

Apply and get approved.

We use our own funds, giving you faster approvals and more flexible options than traditional banks.

Choose your vehicle.

Browse our quality inventory and find the perfect vehicle that fits your budget and lifestyle.

Drive away.

Finalize your paperwork
and drive away in your new vehicle. It’s that simple!

Get approved today.

Applying for a car loan shouldn’t be stressful. We only ask for the information we need and finishing your application takes less than three minutes. Get started now!

Ready to Apply?

Start your financing application now and get instant pre-approval.